Process

Business Broker

An intermediary who represents the seller in marketing and selling a small business — typically earning a commission of 8-12% of the sale price, paid by the seller at closing.

Key Insight

The broker works for the seller. They are not your advisor, your friend, or a neutral party. Understanding this changes how you interact with them — and what you share.

What Business Brokers Do

Brokers represent sellers in the sale of businesses, typically in the $100K-$5M range. Their core services:

  • Business valuation: Assess market value and set the asking price
  • Marketing: Prepare the CIM and teaser, list on marketplaces (BizBuySell, BizQuest, LoopNet), reach out to their buyer database
  • Buyer qualification: Screen interested parties, get NDAs signed, qualify financial capacity
  • Transaction management: Coordinate due diligence, manage communication between parties, help navigate to closing
  • Negotiation support: Work on behalf of the seller to achieve the best terms

How Brokers Are Compensated

The standard commission is 8-12% of the sale price, paid by the seller at closing. On a $1M sale, the broker earns $80,000-$120,000. This creates a structural incentive toward closing — even at a price or on terms that may not perfectly serve the seller's long-term interests.

The Lehman formula (5% on the first $1M, 4% on the next $1M, etc.) was once common; most SMB brokers today use a flat percentage.

What Brokers Won't Tell You

  • The seller's bottom line or motivation to sell
  • Known issues with the business that haven't been disclosed
  • Whether other buyers are at the table (though they may imply it)
  • Their actual opinion of whether the asking price is reasonable

Working with Brokers as a Buyer

Brokers can be genuinely helpful to buyers — they manage a lot of the process overhead and can smooth communication. But remember:

  1. Don't share your walk-away price or maximum offer
  2. Don't over-explain your financial situation
  3. Verify everything the broker tells you about the business independently
  4. Understand that their incentive is to close the deal, not protect your interests

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